• Bring It On 2019: Setting My Future-Self Up For Success

    I know it’s cliche and gross but 2018 seriously flew by. At the start I was unemployed after leaving a job that wasn’t offering any growth. I learned that I’m the type of person that needs to take pretty drastic steps or its easy for me to stay complacent. I figured NEEDING a new job will light a fire under me much more than WANTING a new job. After a couple months I found a job! It sounded great on paper (international travel, living in Milan for a month, etc.) but after working there for a bit, the culture just isn’t for me. Being thrown into a new role at…

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    Financial Independence Vs Retirement

    When I was first getting into the world of personal finance, I would stumble upon blogs that made it seem like their author’s were pyromaniacs. “20-something on FIRE“ “Young chef obsessed with FIRE”. I was truly puzzled. Why is everyone who is trying to get their finances in order ALSO trying to burn the world down? I eventually learned that FIRE stood for Financial Independence, Early Retirement. That sounded like a good goal to me but I didn’t really think any more of it. Soon afterword, my mind became obsessed with thinking about retirement. I knew I didn’t want to work until I was 50 or 60 years old. Heck,…

  • How I Accidentally Became a Minimalist

    It’s been almost a year into a living situation that was intended to be only a temporary arrangement until the house my siblings and I bought together was ready to move in.  A horrible architect, many meetings with the city, and a ton of headaches later the house is still not complete. While I could write a whole post ranting about how you should never buy a house, I’m going to choose to look on the bright side of the situation: I’ve basically become a minimalist. Accidentally a Minimalist Initially, we thought we would only be staying for two months at my parent’s house. Because of this, I packed away…

  • Make More or Spend Less?

    Sometimes it seems you only have two choices when it comes to becoming financially independent: make more money or spend practically nothing. This can be difficult for newcomers to this whole FI thing. Am I stuck with the first strategy I choose? If I try to make more money then I will just be perpetuating the non-stop work life that I am trying to get away from. Or if I choose to spend less then there goes any hope of a social life or experiencing anything because I will just be on my couch eating ramen. I feel like people tend to over-dramatize the WAYS (yes, there’s more than one)…

  • I Spent $100 On My Dog and iDGAF

    That’s right. You’re not going crazy (I might be, though). I dropped a bill on my dog and I ain’t even trippin’ You might be thinking “isn’t this a personal finance blog?” Yup! “Aren’t you supposed to, like, live on one penny a day or some ish?” Not quite… Here’s why I’m not freaking out that I spoiled my angel on his birthday: I’m human. I feel a lot of personal finance blogs are written by those already deep in their financial independence journey that they forget about those that are just starting out. Or if they do remember, the advice is assumed to be hella easy to follow. “All…

  • How a Furby Taught Me the Value of a Dollar

    Armed with the cash I was raking in being a pseudo gardener, I was able to fund my baller kid lifestyle (first class flights, shopping sprees, facials at the spa). Jk. None of that happened. In fact, I got my first facial last year but I digress… Working as a pseudo gardener gave me some petty cash to save in the account my dad opened. I also had a little bit to spend on toys that I wanted. This was the second financial lesson I learned: the value of a dollar. When you have to buy things yourself and aren’t a baller, you learn whats important and what isn’t. Granted,…

  • Raking in the Dough (Sort of)

    Around 1996 (give or take a few years), when kids actually played outside, I can distinctly remember my dad opening a bank account for me. I didn’t really pay attention while he was doing all that and I knew it wasn’t the “cool” thing to do because no one at school was talking about the awesome weekend they had opening an account at the bank. But the process didn’t take long and it was better than another trip to The Home Depot where many other weekends were spent. Back then, I worked as a reluctant gardener on the weekends helping my dad do light landscaping work at a couple commercial…